Condo Insurance in Raleigh: Oak City Insurance Has You Covered!
When it comes to securing condo insurance in Raleigh, Oak City Insurance is your go-to resource. Our comprehensive condo insurance, also known as an H0-6 policy, provides coverage for your condo unit beyond what your condo association insurance typically covers. While the association’s insurance generally insures the physical structure/building and other common areas, condo owners are typically responsible for the interior of their unit, from the drywall in. This encompasses items such as floors, walls, cabinets, and fixtures that may not be covered by the association’s insurance.
Understanding Association By-Laws
Association by-laws can vary, and it’s crucial for condo owners to comprehend their responsibilities within the context of a claim. Obtaining a copy of the by-laws is highly recommended to gain clarity on your obligations in the event of a claim, and our team at Oak City Insurance is here to help you navigate the intricacies of the fine print.
Condo Insurance for Town-Homes
For those residing in town-homes that are insured similarly to condos, an H0-6 policy is essential. It’s important to ensure that you have the appropriate type of insurance for your town-home, and Oak City Insurance is dedicated to assisting you in understanding the distinctions between a homeowners policy and a condo policy.
At Oak City Insurance, we are committed to providing tailored condo insurance solutions for residents in Raleigh, offering clarity and peace of mind when it comes to protecting your valuable assets.